Quick Steps To Mercury Credit card – Login Procedure

Quick Steps To  Mercury Credit card – Login Procedure

Mercury Credit Card

Mercury credit card is issued by First Bank & Trust.

The card is designed for those who want to have access to a good credit card that has a reasonable price, while they have access to their FICO score to enable them to manage their financial lives better.

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Features Of Mercury Credit Card

  • The card is issued by First Bank & Trust

  • The annual percentage rate is between 25.90% to 27.90%

  • The APR for cash advances is from 27.90% to 29.90%

  • There are o annual fees attached

  • There is a $38 late payment fee

  • The balance transfer fee is $5 or 4%

  • A cash advance fee of $10 or 5%

  • The foreign transaction fee of 3% on each purchase

Benefits Of Mercury Credit Card

  • When a mercury card gets stolen or missing, there is a zero fraud liability in such situations

  • Mercury MasterCard is accepted nationwide

  • There is no annual fee associated with the credit card

Contact Information

Customer Care Service – (844)303-5355

Mailing Address – PO Box 84064 Columbus, GA 31908

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Mercury Credit Card

Mercury Credit Card Login Procedure

  • Go to the mercury website, www.mercurycards.com

  • You will be sent to a new page, on that page, select the “Manage my credit card” icon

  • Input your username and password

  • Select the “Sign in”

With online login details and account, you have access to making bill payments, checking all transaction history, making online transactions, checking account balances, and lots more.

Mercury Credit Card Activation Procedure

  • Go to the mercury card website, www.mercurycards.com

  • Select the “Activate my card” icon

  • Enter your username and password

  • Select the “Proceed” icon

  • Make you finish the remaining instructions to have your card activated

Mercury Credit Card Payment

Mercury credit card has designed different ways in which credit card bills can be paid. This method includes the online method, phone, and mail payment method.

Online Payment Method –

  • Visit the mercury credit card homepage

  • Enter your username and password

  • Select the “Make a Payment” icon

  • Enter the amount of money you want to pay and enter the details of the account you will be making the deposit from

Phone Payment Method –

To make payments through the phone, make a call to a mercury credit card customer service number 866-686-2158.

An automated voice will receive your call. All you need do is follow the instructions that you are given and you will have your card activated.

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Mail Payment Method –

If you think the mailing payment method is suitable for you, send your check or money to Card Services, PO Box 70168, Philadelphia, PA 19176-0168.

Remember the last 4 digits of your account number and write your name in full so that your payment will reflect on your account.

Quick Steps To Discover Card Activation- Login Procedure

Discover Credit Card

Discover Card Activation

Discover Bank provides online banking services using their online platform accessible to those in the United States.

These services range from account checking to savings account online to money market account and so on.

With an activated credit card, cardholders get to have full access to their account online giving them the opportunity to also manage their account at the comfort of their homes or offices.

This article will discuss discovery card login, Discover Card Activation, and retrieving lost login details.

With an activated card, cardholders can make bill payments, check transaction history, balances, and lots more.

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Discover Credit Card

Discover Credit Card

Registration for Online Account

Only registered cardholders for online accounts can make use of the online platform. But, the good news is that new cardholders can also benefit from this. How so?

Well, To Start Enjoying This Personal Online Account, Follow This Procedure:

  • Visit the Discover card registration page

  • Input your card number which is usually 16 digits and the card expiring date

  • Select the “Continue” icon

Complete the preceding instructions to create your account successfully. You will also be expected to secure your User ID and password since the login details are what you will always need for future login.

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Discover Card Activation Procedure

After creating an online account, the next and most important is how to activate a discovery card.

This can be done either by logging in or without logging in. this step is the following:

Activation Without Logging In –

  • Go to the Discovery login page

  • Select on the “Activate Credit card” icon

  • Input your birth date, last 4 digits of social security number, card number, card expiring date and 3 digit sequence ID

  • Select the “Continue” icon

  • Complete the remaining instructions to activate the card

Activation With An Online Account

  • Go to the discover homepage

  • Select the “Activate Credit Card” icon

  • Click on “Log In” icon

  • Input your User ID, password and 3 digit sequence ID

  • Select the “Continue” icon

  • Complete the remaining instructions to activate the card

Discover Card Activation – Login Procedure

With the Discovery online account, cardholders get to manage their account while they have the best experience since it is a 24/7 non-stop access.

This Login Account, Life Just Got Easier In Terms Of Being Able To Perform The Following Things :

  • Checking of accounts balances

  • Viewing transaction history

  • Making online purchases

  • Setting notifications

  • Making online purchases and lots more.

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Here Is How To Go About Logging Into Your Online Account ;

  • Go to the discover card account homepage

  • Input your User ID and Password

  • Select the “Log In” using this https://www.discover.com/ to have direct access to your online account

Forgot User ID and Password

You do not need to feel you have lost your online account for good if you can not remember your login details, discover credit card has made provisions for retrieving your login details.

Here Is What You Should Do ;

  • Visit the discover card account homepage

  • Select the “Forgot User ID/password” icon

  • Enter your 16 digit card number, birth date, card expiration date and last four digits of your social security number

  • Select the “Continue” icon. Make sure the information you give is correct so that you can regain your login details.


 Quick Guide To MBNA Credit card – Login Procedure

mbna credit card

MBNA Credit Card

MBNA Credit Card can be activated in different ways. These ways include online card service, mobile app, or phone activation methods.

With an activated card, you can make purchase payments, view account balances, make fund transfers, and so on. But, some of these services have fees attached to them.

With an MBNA card, only cardholders can have the card activated and if the card is a replacement, there will be no need for activation because the card will come without a sticker on the back of the card.

Cardholders can change their pin at any ATM location. And for those who can not remember their pin, they should call the number 03456 062 (+44 1244 659 005) to request for help from the MBNA service provider. The MBNA card has an app that can be used to set reminders.

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mbna credit card

With an MBNA activated card and online account, cardholders can be able to do the following:

  • Make payments

  • View transactions and account balance

  • Set notifications and SMS alert

  • Make card replacement order

  • Set pin reminder

  • Report stolen or missing card.

Do you have no technology experience? No problem. Just make a call to 0345 607 2263 or +44 1244 757 221 if you reside outside the UK to activate your card. The service care provider will respond to you from 7 am – 11 pm all week.

MBNA Credit Card Activation Procedure

There are two ways to activate the MBNA card. One of these ways is to use your online account to login to your account to activate your card while the other way is to register for an online card activation service that gets your card activated automatically.

Basic Activation Procedure

  • Select the “Activate Your Card” icon on the MBNA page

  • Select the “Activate your Credit card” icon that is under “Not Registered for Online card service?” icon

  • Input your card number, date of birth, and card expiration date.

  • Select the “Activate” icon to have your card activated

You can also register for online card service.

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MBNA Credit Card Login Procedure to Activate the Card

This is only for cardholders who have applied for the MBNA online card services.

The steps include:

  • Select the “Activate Your Card” icon on the MBNA page

  • Select the “Log In to activate” using this https://www.mbna.co.uk/

  • Enter your username and password

  • Select the “Continue” icon

  • Complete the instructions to have your card activated.

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Activation Procedure using MBNA card Service App

To have access to the MBNA service app, you must first register for the online card service.

Having done this, download the mobile app from Google play store or App Store, then install the app and log in to your online account. On the app, you will see card activation, then click on it to activate your card.

 Quick Guide To H&R Block Emerald Card – Login Procedure

H&R Block Emerald Card

H&R Block Emerald Card

Are you looking for an easy way to receive tax refunds with ease? If yes, then you are that right page.

With Emerald prepaid MasterCard, you get to have an easy way to receive tax refunds and loans that are withdrawable at any MasterCard, Cirrus or Maestro logo atm. It is also notable that the Emerald Card is given by BofI Federal Bank.

Having considered this, let’s go into the main stuff, the activation, and the login process among other things that will be touched in this article.

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H&R Block Emerald Card

H&R Block Emerald Card

H&R Block Emerald Card Activation Procedure

It is no news that using an inactivated card is not possible. You should know that you need to activate your card even before thinking about using it.

Well, with H&R there are different ways of activating your card. This can be through an online account, mobile app, or phone.

Sadly, it is not possible to make an Emerald card activation online. But if you get your card in person at the H&R Block office, all that is required is for you to make a card activation once you get a tax refund into your card.

If however, you get your H&R Block card through a mail, just make a call to the Emerald card service provider to request for help with activating your card or by using the Emerald card mobile app.

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Emerald Call Center Method –

It is not difficult getting your card activated when you make a call to Emerald call center. All you need do is call the number 1-866-353-1266 and request for help with activating your card.

You will be asked some verification questions like your CVV code, card expiration date, and so on, just to make sure it’s your card and the card information so they can help.

After your card gets activated, you will need to select a pin you will always use to secure your card from theft or fraud.

After successfully activating your card, you can now be able to use it for purchases at any store, making bill payments and withdrawal of cash at any ATM.

The card also has cash-backs for customers who qualify for purchases made at some retail stores when their cards are used. The card also has no annual fees attached, no setup, and surcharge fees when customers make purchases.

Emerald Card Mobile App Method –

The other method to activate your card is by using the mobile app. This app can be accessed through Google play store and iTunes. All that is needed is to download the app and have it installed on your device. Launch the app and select the “Manage your Card” icon then follow the instructions for your card to be activated.

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H&R Block Emerald Card Login Procedure

  • Go to the Emerald website, www.hrblock.com

  • Select the “Sign in to my account” icon, and then the “Sign in” icon

  • Enter your username and password

  • Select the “Sign in” icon which gives you access to your Emerald prepaid MasterCard account.

Ways To Deposit Cash Into your Card

You may wonder how you’re expected to deposit money to your account. This part of the article will help with this.

Emerald Card has four ways to deposit money into your card. These ways are through direct deposit, money transfer, approved reload network, and checks.

Direct Deposit –

To make a direct deposit, you can use the online portal or by making a call to the customer care service to help deposit money into your card. It is even also possible for you to add your payroll, welfare money, or any other means in which you get funds.

There is also a provision to make use of an app, the MyBlock app. This app gives you complete access to the method you feel is fast for you to get your money depending on how fast you need cash.

But, you should know that with this app, you can be charged for immediate payment of money into your account but no fees if the money is not needed at that minute.

Money Transfer – 

When your H&R Block card and your checking accounts are merged together, you can transfer money from your checking account to your Emerald account. But, you can not use this feature without logging into your account first.

Reload Network –

Payments can be made by the reload network stipulated by the bank. You can make use of Walmart stores, Dollar General, or any location nationwide. The MyBlock app can also come in handy to check for stipulated stores around.

The First Premier Credit Card Login Guide

first premier credit card login

First Premier Credit Card Login

First Premier Credit Card a card that can be worth your wallet if you have less than the appropriate credit to get the credit card of your choice. it is designed to get you covered at times like this so you can consider having the card for that reason.

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First Premier Credit Card Login Procedure

Once you have an online account, it’ll be easy for you to make a bill payment, check your account balance, set an automatic payment, register for paperless statements, check promotions, set notifications and alert transfer to other banks, and view transaction review.

Procedures

  • Visit the website my Premier card portal
  • On the new page input your username and password
  • Click on “Sign In”

Recover Forgotten Password Procedure

  • Click on “Forgot Username/Password”
  • Input your account number and SSN
  • Click on either the forget password or forget username

first premier credit card

First Premier Credit Card Login

First Premier Credit Card Login Eligibility Requirements

  • Applicants must be 18yrs and above
  • Checking account is essential when applying
  • Applicants must be a US citizen or a permanent resident
  • Having a Social Security Number is important
  • Having a valid street and mailing address is a must

First Premier Credit Card Application Procedure

  • Log onto the website, my  premier credit card then click on “Apply”
  • On the new page, fill in the form with your correct details
  • Click on “Submit”

You will get a notification after a minute of submission indicating whether he qualified or not.

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A situation where you got no notification, call 1-800-987-5521 to speak with a representative. You will get your card within 10 business days to your mailing address.

You need to activate it when you get it.

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Methods of Activating First Premier Credit Card

There are two ways of activating your first Premier card;

  • Online activation
  • Sign up for a new account by logging onto mypremiercreditcard.com
  • Click on “Enrol”
  • On the new page, in with your account number and social service number then click on “Continue”
  • till the next step and click on “Submit”
  • Phone Activation

A cardholder can make a call to First Premier Bank with the phone number, 1-800-987-5521. You will be asked some questions so it is vital you have your credit card close by.

First Premier credit card app has an app that makes online transactions faster easier and more interesting.

Sam Ash Credit Card – Sam Ash Credit Card Login

Sam Ash Credit Card

Sam Ash Credit Card

Sam Ash card is for those whose credit score is at least 650. The card is issued by Synchrony Bank, a bank known for giving good credit cards. The card has a high-interest rate, return payment fee, late payments fees but there is no annual fee.

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Sam Ash Credit Card

Sam Ash Credit Card


  • There is a return fee of $28
  • Late payment fee of $39
  • There is no introductory APR rate
  • No security deposit fee
  • There is no need to pay for cash advances
  • Purchase APR is 29.99%
  • No penalty APR
  • No balance computation
  • There is no credit card limit
  • No monthly introductory APR period

Sam Ash card has no annual rewards limit, no cash sign up bonus, no reward rate for maximum purchases. The card has no rewards for cardholders.

The good news is, for the first 2 years of using the card, there will be no introductory APR rates attached to your card as long as it is purchases made on qualified goods.

The purchase APR is 29.99 % which is high and mostly unsteady.

For balance transfer, there is no introductory rate, and no balance transfer APR.

One good thing about this card is that your payment reports go to three card bureaus; Equifax, TransUnion, and Experience. If you make early payments, it makes this bureau see you as financially responsible and will improve your credit score.

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Pros Of Sam Ash Credit Card

  • It gives users a special financial option
  • It has a special financial option
  • On the first 24 months, there is a 0% APR on purchases
  • The card reports to 3 credit card bureaus

Cons Of Sam Ash Credit Card

  • The card has a high APR
  • Has no sign-up bonus
  • No rewards or cash-back
  • No rewards on any purchases made

Eligibility Requirements

  • Having known what to expect from the card, to be eligible you need to have a credit score of 650 and above before you can apply for the card. If you have up to 650 scores, then you can proceed with applying for the card.

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Sam Ash Credit Card Application Procedure

  • Log in to the Synchrony Bank website or use this link https://etail.mysynchrony.com/eapply/eapply.action?
  • If you have access to the application form, enter all the necessary information requested.
  • Make sure the information is correct then click on “Submit”

If you do not have up to 650 credit score, you can check for other cards that can accommodate your credit score

Sam Ash Credit Card Login

With an online account, you can do a lot of transactions with ease. To log in to your online account

Go to the webpage using the link https://www.mysynchrony.com/

Click on Login Tab

Next, enter your Username and Password on the login menu

Then click on Login to access your online dashboard.

Quick View on Reflex Credit Card – Reflex Credit Card Login

Quick View on Reflex Credit Card – Reflex Credit Card Login

Reflex Credit Card

Reflex credit card is designed for not only those having issues with poor or bad credit score but also for those who can not afford a secured card. The card enables the cardholders to get excellent or good credit scores. This card is issued by Celtic Bank.


know that your card activity reports are sent to three different credit card bureaus.

This article will give you the right perspective on the card so you can make a decision on whether or not to use it.

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reflex credit card


reflex credit card

Features Of Reflex Credit Card

  • There is a $10 monthly maintenance fee after the first free charges on the first year
  • The cash advance APR is 29.99%
  • As an APR of 29.99%
  • You pay $30 for an extra card which is optional
  • Cardholders pay 5% or $5 for cash advance fee
  • The foreign transaction fee is 3%
  • First, late or refund fee is $27 with a subsequent refund or late fees of $38
  • $500 to $2000 is the cards credit limit
  • There is an initial activation fee of $125
  • It is mandatory for cardholders to make their card payments 25days after the end of the billing period
  • You will pay a yearly fee of $125 in the first year and $96 subsequently.

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Benefits Of This Card

Even though the card has a high APR and annual fees, here are some of the benefits you enjoy from using the card.

  • Payment of deposits is not for all cardholders
  • The card helps cardholders have better credit scores. As long as you make your card payment early, your report goes to three credit card bureaus every month which increases your creditworthiness.
  • $500 to $2000 is the card’s credit limit. New cardholders have a credit limit if 500 dollars but when they start making early card payments, they become qualified to 2000 dollars credit limit.


  • The card is attached with a high APR and annual fees which can affect your credit scores if you make late payments.
  • The card has high fees that can affect your credit score if you make late payments.
  • When you make late payments, your records will be sent for the credit card bureaus which will affect your credit report and end up being difficult to pay once it is above their monthly income.
  • Cardholders are not eligible for any special rewards that can help them make up for what they have spent.

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Eligibility Requirements

  • You must have a valid government passport
  • You must have a valid SSN
  • Must be 18 years and above

Reflex Credit Card Application Procedure

  • Visit reflexcard.com
  • Click on “Apply”
  • Input your SSN, and your reservation code
  • Click on “Confirm reservation”
  • If you have no reservation, click on “No reservation”
  • In view of that, Input your personal details
  • Click on “Confirm”

Reflex Credit Card Login Procedure

To have easy access to your account and manage it online, here is what you should do :

  • Login to the reflex website
  • Enter your username and password
  • Click on “Submit”

Forget Login details

  • Visit reflex website
  • Click on “Forget Username and Password”
  • Enter your personal information like your email address. A notification will be sent to your mail to restore your log in details.

You can also click on “Register now” if you want to make an online account.

Activation Procedure

As always, your card must be activated before you can make use of it. To do so, make a call to 1-866-549-45-14 or 800-854-7848 (free) to request for help from the customer service provider about activating your card.

Reflex Credit Card Payment Procedure

Cardholders can make card bill payment via the internet or by setting an auto-pay for immediate and easy deduction of your bill from your account.

If this card is too high for you to embark on, here are some other alternatives you can try even if you have a bad credit score.

You can try the Opensky Visa Card, they offer low APR and do not check your credit score. Its annual fee charge is $35 with an APR of 18.64% and a refundable fee of 200 dollars. But, your credit limits depend on how early you make your card payments.

Another one is Capital One Secured MasterCard that has a high APR of 24.99% without annual fees which can help build your credit score. You can make a credit deposit of $49 with a credit limit of $200 at the initial stage and based on your card payment, your limit will increase subsequently.

Contact Information

Customer Care Service number :1-866-449-45-14, 800-854-7848 (free).

Mailing Address: Reflective card, Box P.O 3220, Buffalo, NY 14240-3220.


The Big Lots Credit Card – Basic Login Guide and Making Payment Guide.

Big Lots Credit Card

Big Lots Credit Card is a store card that offers special financing on purchases to its clients. Provided by Comenity, to those with good credit scores (of at least 650).

Although it does not give cash back, discounts it good point is that it demands no yearly fee, and gives users special financing on certain purchases.

It is also interesting to note that this card can only be used to make purchases at Big Lots stores.

So, if you have good credit as indicated below and you are the type that makes many purchases at Big Lot stores, you can consider this card. Contained in this article, is the basic information about this credit card so, continue reading.

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Big Lots Credit Card

Notable Features of Big Lots Credit Card

  • Users are being given special financing offers on certain purchases.
  • This card offers fraud liability features.
  • It helps by reporting your card activities to the credit card bureaus.
  • It has an unsteady purchase APR of 29.99%.
  • Users are not given any introductory rate on fresh purchases.
  • Customers are expected to have a credit score of at least 650.

As a matter of fact, you can make purchases when you are not with your card.

Because there is always an associate who helps those that find themselves in such a situation.

In addition, the special financing offered by this card is not standardized and unsteady therefore, you are to check recent offers whenever you are making purchases.

Note that it is the Comenity Capital Bank that provides the promotional financing offered by this card, for this reason, they are responsible for checking if users are qualified for promotion and credits.

Also, there are minimum monthly payments and minimum purchases.

Moreover, if you wish to make huge purchases, I advise you to go for a cashback card that provides promotional interest-free financing.

An example is the Capital One card which gives two cashback cards (are: SavorOne and Quicksilver cards), that demands no interest for 15 months.

This type of cards helps in financing your Big Lots purchases and allows you to get 1.5% cashback even without interest for a whole year. And can be used elsewhere.

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Fees associated with Big Lots Credit Card

  • The late payment fee for this card is $38.
  • This card demands no yearly fee.
  • Users are to pay a returned payment fee of $38 when necessary

Does this card actually offer rewards or cash back?

There are no rewards or cashback. That is to say no:

Sign up bonus,

Reward limit

And the maximum reward rate on purchases.

Is the Financing Offer for Real?

Sincerely speaking, this card gives special financing on certain purchases made at Big Lots stores.

Although, it changes the worst of it all, is that it is not standardized. For this reason, you are to check their recent bonuses whenever you make purchases.

What amount of rewards can be obtained?

Though this card gives no cashback on purchases, but once in awhile users are being given exclusive offers on certain purchases.

If you wish, you can sign up for the Big Lots Big Rewards program.

This is a reward program that allows you to get $5 on three purchases and $10 on purchases involving furniture, with VIP Shopping Days, birthday offers, etc.

It also allows you to combine rewards and discount not excluding other offers. Sadly, this card cannot be used for Big Lots of online purchases.

How important is the Big Lots Credit Card?

If you are a customer at Big Lots store then, this card is the right card for you.

Though, it does not offer cashback and cannot be used to make purchases online or elsewhere except at Big Lots store but, gives special financing and discounts.

Lastly, this card worth a try.

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Advantage of Having Big Lots Credit Card

Besides, this card issues no reward but there are other benefits that come with this card.

First, this company gives an account of your credit report to two of the three major credit card bureaus. Secondly, it has fraud liability features.

What is the purchase APR for Big Lots Credit Card?

  • This card has a purchase APR of 29.99%.

What is the introductory APR for Big Lots Credit Card?

Sorry, this card gives no introductory APR on fresh purchase

What Type of Credit Score is required?

Like other store cards, this card demands a fair credit score and this is one the requirements for this card.

If not for any other reason, at least the credit requirement for this card is fair enough therefore you can try this card.

So, you are to have a credit score of at least 650.

Which Company Issues Big Lots Credit Card?

The Big Lots Card Accounts are issued by the Comenity Capital Bank.

This I must say is the determinant factor when it comes to qualifying for promotion eligibility and credit.

Be mindful of the fact that, the minimum payment due can never be below $30.

And the minimum interest fee for each credit plan on this card is $2. Depending on the prime rate, it has an unsteady purchase APR of 29.99%

Are credit card bureaus given access to my card activities?

Yes, it does. And as such, your card (financial) activities are being sent to the credit bureaus (Experian and Equifax), I advise you to use your card wisely.

As this shows you are trustworthy financially and as such your credit score can be increased.

Big Lots Credit Card Application Procedures

You can simply apply for this card from your comfort zone. For this reason, you are to first navigate to the Comenity website.

As soon as you get there, complete the online application form by giving the requested personal details.

Then, read it carefully so you can correct any mistake.

After that, you just have to submit your card application.

However, if your credit score is not up to 650, you can consider other cards.

Big Lots Credit Card Login

Having an online account gives you access to manage your account. With a logged-in account, you get to check your account balance, make bill payments, make purchases, and other things that can be done.

You need to follow this process to do so.

  • Visit the Comenity bank website via the link https://d.comenity.net/biglots/
  • On the left side of the new page, you will need to fill in the banking form by inputting your username
  • On the next field, input your password. You can also click on the “Remember Me” box for easier access next login
  • Click on “Sign in”

This gives you total control of your account online and can do as many online transactions as possible

Big Lots Credit Card Payment Procedure

There are two approaches to make card payments, online payment, and phone payment.

Online Method –

  • Log in to Big Lots website
  • Login to your account
  • Click on “Payment”
  • Enter the amount you wish to pay and make your payment

Phone Method –

Make a call to the customer Big Lots customer service provider 1-888-566-4353 and request for help to pay for your credit card bill. Follow the preceding instructions to have your bill paid.

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Cost to Start Up a Business – Why Downturn Is The Best Time To Start Up A Business

Cost to Start Up a Business

Cost to Start Up a Business

There comes an economic situation where there would be a recession. During this time, a lot of people lose their jobs, companies go bankrupt, and the fortunate win.

Recession can be a really hard time dealing with it. Globally, you’d agree with me that the world is in a state of economic break down since the beginning of the Coronavirus pandemic.

Starting a business during a downturn is not at all a bad idea.

During a downturn is when businesses can take advantage of the weak economy and in the long run come out top, during this period, a business starter works with a not so big business plan while trying to maximize customer satisfaction.

Cost to Start Up a Business


If you’ve made your research, you will agree with me that it is during a downturn great business started and after the downturn, they turn out to be employers of jobs.

All that is needed during this period is the right motives and never giving up.

This article will help outline some reasons why starting a business during downtime isn’t a bad idea, you can reduce the Cost to Start Up a Business

  • People Desire To Have Solutions: Recessions lead to anxieties as to how to solve the problems it brings on businesses and the lives of customers. During this period people generally, the businessmen, employers, employees, and customers desire a solution to the problems recession brings. If in this situation you have a solution to problems, it’s a good idea for you to start up a business.
  • Clients want to save more: During an economic meltdown, try not to make unnecessary expenses that won’t bring value to your business. During this period, clients to businesses try to look for cheaper mediums to do business while they save more. You can use this opportunity to bypass your competitors by giving their clients a good sales pitch, do a good job, and win their trust.
  • People need a job: If you end up starting a functional business that is growing, you’d need to employ workers. During a downturn, it’s easy to get well-qualified employees. And since a lot of them are laid off from their duties, they will be eager and willing to work.
  • Downturn leads to getting cheap things: during the economic meltdown, some businesses tend to sell off their facilities and they do this at a low price. It will be wise to use this opportunity to buy the necessary things you need for your business because you can still get discounts for most items. You also can use this time to pay little. It’s more like taking advantage of the situation for your benefit.
  • You will be entitled to low-interest rates: during downtime, the central banks tend to reduce the interest rates. This means that interest rates attached to credit cards won’t be as high as during economic improvements. This also means that you can start your business using credit cards without it affecting you when it’s time to pay your debt.
  • You won’t have much competition: Not many people will be willing to start up a business during the economic downturn because of a lack of funds and losses for those who are already in business. This makes it easier for you to start your business without being scared of competitors, just make sure to do the right customer service so they will always come back for more.
  • Investors still want to invest: You may at some point need funding, you can use this opportunity to look for investors who are interested in investing. These investors may be interested in removing their money from the stock market and may want to invest in something new.
  • You get good negotiating power during downtime: Many local vendors find it difficult to move their products, if your business is dependent on this supply, you can negotiate with them and still have them around during the time when the economy goes back to normal.
  • You will have a strong business: since you’re starting a business during an economic downturn, it’s likely that you will put so much hard work to it which will help the business grow even better when the economy goes back to normal. This is because you will put so much effort, reasoning, and risks in managing your business. This, in turn, will give you higher profit margins since you will be able to charge more when the economy is stronger.


You will agree with me that starting a business during an economic downturn can be really difficult and demanding, it also requires you to be very calculative and bear risks. But the good side of this is that with hard work, dedication, determination, and commitment, you will get the desired outcome and you will make even more money when the economy goes back to normal. You may even end up being among the big companies.


Quick Steps To Activate NetSpend Card – Login Guides

netspend prepaid mastercard

Activate NetSpend Card

NetSpend has a login portal that allows you to make bill payments, newly acquired card activation, make account details updates, reset login details, and so on.

The card has a high savings rate with no extra charges. The NetSpend credit card gives customers cash-backs on debit transactions and there is a direct deposit through a smartphone or any other device with a good internet connection.

NetSpend gives an easy to use online application portal.

There are also some features associated with the credit card such as no penalty, late payments fees, and foreign transaction fees.

Read This CardEasy Guide to Indigo Credit Card – Login Guide

netspend prepaid mastercard


  • The card is issued by NetSpend

  • It can be used anywhere Visa is accepted

  • It has a low intro APR rate

  • There is no applicable normal APR rate, cash advance APR rate, and cash advance fees

  • No annual fees attached to the card

Benefits Of Netspend Prepaid MasterCard

  • No credit report is needed before applications can be approved

  • When you use the NetSpend payback rewards, you get to earn cash-backs

  • No late payment fee, and application fees too.

Review This CardQuick Steps To Discover Card Activation- Login Procedure

Netspend Prepaid MasterCard Application Procedure

  • Go to the NetSpend website, www.netspend.com

  • Choose your preferred card design before filling the application form

  • Input your personal details such as your full name, address, city, zip code, phone number and so on

  • Go through the terms and conditions of issuing the card and agree to it

  • Choose your preferred card design and click on “Continue”. You will get a notification if you have your application approved.

Check Other CardsQuick Steps To Chime card – Login Procedure

How to Activate NetSpend Card

  • Go to the activation page and enter your card details

  • Select the “Continue” icon

  • For customers who already applied and want to re-activate should contact the NetSpend customer service with their number.

NetSpend Card Login Procedure

  • Visit the NetSpend website www.netspend.com

  • Select the “Log In” icon

  • Input your username and password

  • Select the “Log In” icon

Forgot Username/Password Procedure

  • Select the “Forgot Username”

  • Input your credit card number and 3 digits CVV code

  • Select the “Continue” icon

  • And if it is your password you forgot, select the “Forgot Password”

  • Input your username

  • Select the “Continue” button

You will receive your username or password reset through your email.

Bill Payment Procedure

There are different ways of making credit card bill payment for Lowe’s credit card. This can either be online or through auto debit payment.

Online Method –

  • To make bill payments online, log in to your account online using the login procedure that is stated above

  • Select the “Make Payments” icon

  • Select the amount and state the bank details you will be making the payments from

Autopay Method –

You can authorize an auto-debit option so that your credit card company will automatically deduct your bill payments on the due date from your bank account without stress.

Eligibility Requirements

  • You must be 18 years and above

  • Must be a resident of the US

  • You must have a valid government-issued ID card

  • Must have a valid tax identification number such as SSN

Application Status Checking

To check your application status, make a call to the customer care service using the number 1-86-NetSpend or (1-866-387-7363).

Card Cancelation

If you feel you want to cancel your credit card account, you should call the customer care service using the number 1-86-NetSpend or (1-866-387-7363) to request for cancelation.

Contact Information

Customer Care Service number – 1-86-NetSpend or (1-866-387-7363)

Mailing Address – Net Spend Corporation

Post Box 2136 Austin, TX 78768-2136