Avant Credit card is a card designed for those who want to build up their credit score or those who want a good credit card to build on.
However, unlike other credit cards that provide rewards and benefits, Avant credit card does not give customers many benefits.
Avant Credit Card is not a secured credit card such that customers are not expected to put in some funds in their account to serve as a form of collateral.
The Avant credit card is provided by Avant, a company based in Chicago, and is involved in granting loans to people within a short period of time.
This credit card is not available in some parts of the US, places such as Colorado, West Virginia, Vermont, Wisconsin, and Iowa. This means that people in the above-mentioned areas are not eligible to apply for an Avant card.
To get an Avant credit card, you will need to go through the pre-qualification process to know if you qualify for a card or not and mind you, this does not your credit score will be affected.
Avant reports to three major credit bureaus, TransUnion, Equifax, and Experian. This means that all your transactions will be checked and sent to the bureaus.
This can be considered a good thing since it helps build your credit if you make early payments.
The Avant credit card is issued by WebBank, a member of FDIC and they charge an annual fee payment of $29. Avant is a MasterCard that can be used at any MasterCard logo nationwide.
This is good for globetrotters as MasterCard is a global brand, making it a zero chance for your card not to be accepted or recognized.
Avant makes use of your state of residence law to decide your credit limits and also your credit profile. Your credit limit will increase in time if you make your monthly payments early. The card has no APR penalty.
To have your card activated, call the number on the slip attached to your card. You can also activate your card online with the following steps ;
Visit the Avant activation page
Input your email address, last 4 digits of your SSN and last four digits of your Avant card
Click on “Activate Card”
Avant Credit Card Payment Procedure
Online Payment Method –
Go to the Avant Credit Card homepage
Input your User ID and password
Click on “Make payments”
There is also an option to set your account for recurring payments
Phone Payment Method –
Make a call to the Avant Credit card with the number 1-800-712-5407 and make your payment. While trying to make your payments, you will need to have your credit card nearby because you will need to give your card details.
Mail Payment Method –
Send your check or cash to Avant LLC, PO Box 9183380, Chicago, IL 60691-3380.
If you have not authorized Autopay, sent an email to firstname.lastname@example.org to request for enrollment for Autopay.