Greensky is a fin-tech that is designated with taking loan-related technologies to merchants and banks to reduce the loan application process.
Greensky online deals with dispatching loans in form of Healthcare, home improvement, and so on.
The company is situated in Atlanta, Georgia, and claim to have given $5 billion to 2.1 million people from 2012 to 2016.
The company do not give loans from their capital but make use of banks as their source of fund for loans but are registered with Greensky.
There are many reviews about the operations of Greensky. Most of the customers complained about the unfairness of Greensky.
The company’s inability to credit their account when loans are paid off, poor customer services, some complained that they can’t cancel loans if they are no longer interested in the services of Greensky, and many other bad reviews made about Greensky.
Greensky on the other hand claim there are many good reviews made about them, but it turned out to be that, the prospective customers must do the following;
Customers must not pay their loan balance after a non-interest promotion period since Greensky provides a deferred interest loan and customers may take advantage of this process and pay off their loans.
Customers tend to have a negative impact on their credit scores on applying for loans because of Greensky at credit research as to whether a customer can pay back or not.
Notwithstanding the bad reviews, there are also good reviews about the company from customers.
A customer’s credit is granted almost immediately since the loans are applied for the sales points.
Greensky increases its low credit rates having their APR range from 4.99% – 23.99%, with a reduced loan rate of 0% – 26.99% and a deferred interest period as high as 24 months.
Having known this, here are the details on how to enjoy having an online account with Greensky.
- Must be a citizen or legal resident of the US
- Must be 18 years and above
- Must have a credit score of 650 and above
Greensky has its branches in 50 states, so all you need is log in to their home page and follow the instructions to register.
And if you need a PDF file on the Greensky credit application, you can request it from the merchant you are applying from.
Greensky Login Procedure
Log on to your account online using the Greensky portal
Input your login details to access your account.
Customer Service Number: (866) 936 0602
Mailing Address: Greensky PO Box 71215 Charlotte, NC 28272 – 1215
Email Address: firstname.lastname@example.org
The customer service number is available from Mondays – Saturdays from 6 am – 12 am and 8 am – 12 am on Sundays.