Quick Steps To Lowe’s Credit Card Pay Bill- Login Procedure

You  Lowe’s Credit Card Pay Bill

The Lowe’s Credit Card has made an online platform that is secure for customers to log into, to make bill payments, activate their cards, and so on.

This credit card is given to customers who patronize Lowe’s home improvement and appliance store. This card provides you with the chance of earning discount rewards that Lowe provides her customers.

This means that you get to have home appliances and tools that have a convenient payment option with a 5% discount each day.

Lowe’s Credit Card is issued by Synchrony Bank making it easy for customers to have access to applying for a credit card while they enjoy the user-friendly online application portal.

The Lowe’s credit card is mandatory for passionate customers who make frequent purchases of products from the Lowe’s Stores. In essence, if you have such a shopping experience at Lowe’s Stores, you will get to earn a lot of discounts and privileges.

With a Lowe’s credit card, you can easily get your home appliances financed with special financing of 6 months.

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Lowe’s Credit Card


  • The card is issued by Synchrony Bank

  • The card is used at any Lowe’s stores

  • There is a low credit rating requirement

  • The intro APR rate is 5.99% on the first 6 months

  • The normal APR rate is 26.99%

  • A late payment fee of $38 and a grace period of 23days

  • The card has a minimum interest fee of $2

  • No annual fees attached


  • There is a 5% discount on purchases made daily at Lowe’s store

  • A 6 months financing on purchases worth more than $299

  • There is no foreign transaction fee.

Lowe’s Credit Card Application Procedure

  • Go to the Lowe’s application homepage

  • Choose your preferred card design before filling the application form

  • Input your personal details such as your full name, address, city, zip code, phone number, source of income and annual income and so on

  • Choose your delivery method for billing statement with your birth date, SSN and mother’s maiden name

  • Go through the ard security debt cancelation program agreement

  • Go through the remaining instructions and click on “Accept and Submit”. You will get a notification if you have your application approved.

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Lowe’s Credit Card Activation Procedure

In order to activate a newly received Lowe’s credit card, you should make a call to the Lowe’s customer service provider with the number 1-800-445-6937 to ask for help with activating your card.

Lowe’s Credit Card Login Procedure

With a login detail to have online account access, you get to activate account notifications, apply for paperless statements, check transaction history, earnings, activate auto debit payment method, make account information update, and so on.

With an online account, you get to manage your account as long as you have your correct login details. This next step will give you the procedure on how to login to your account without much stress.

  • Visit the Lowe’s website www.lowes.com

  • Select the “Sign in” icon

  • Enter your email address and password

  • Click on “Sign in”. With the correct details, it will not be long before you have access to your online account

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Forgot Password Procedure

You may feel like you will no longer be able to have access to your online account due to not being able to remember your password.

Well, you have nothing to worry about because this next step will give you an insight on how to go about retrieving your password.

  • Select the “Forgot your Password” button

  • A reset password section will pop-up on your screen and you will need to enter your full name and email address

  • Select the “Submit” income so that your new password will be sent to you

How to Lowe’s Credit Card Pay Bill Procedure

There are different ways of making credit card bill payment for Lowe’s credit card. This can either be online or through auto debit payment.

Online Method –

  • To make bill payments online, log in to your account online using the login procedure that is stated above

  • Select the “Make Payments” icon

  • Select the amount and state the bank details you will be making the payments from

Autopay Method –

You can authorize an auto-debit option so that your credit card company will automatically deduct your bill payments on the due date from your bank account without stress.

Eligibility Requirements

To apply for a Lowe’s credit card, you must make sure to have the following;

  • You must have a valid government-issued ID

  • Must be 18 years and above

  • You Must have a valid tax identification number such as SSN, a street address, rural route, or APO/FPO mailing address

  • Must be a resident of the US with a clear credit record

Application Status Checking

To check your application status, make a call to the customer care service using the number 1-800-445-6937.

Card Cancelation

If you feel you want to cancel your credit card account, you should call the customer care service using the number 1-800-445-6937 to request for cancelation.

Contact Information

Customer Care Service number – 1-800-445-6937

Mailing Address – Synchrony Bank, P.O. Box 965003, Orlando, FL 32896-5003

Lowe’s, PO Box 530914, Atlanta, GA 30353-0914

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