The overstock credit card comes in two kinds, the Overstock store credit card and the Overstock rewards MasterCard. These two cards do not have annual fees attached to them and it is owned by Overstock.com who is one of the biggest tech-centered shopping sites.
Their online shopping platform offers rewards and great offers which also includes free shipping whenever customers make purchases that are more than $45.
The Overstock credit card gives a flexible and easy financing option which also includes other benefits for those who are interested in home furniture products. Overstock has its branches in Midvale, Utah, and the US.
This credit card is not for those who do not make their purchases always at Overstock.com, because it will be useless getting their credit card when you can get one that suits you elsewhere.
You should also know that the two different cards are issued by two different financial companies, and they both vary in the offers they give. The Overstock store card is given by Comenity Bank and can be used only at Overstock.com.
The card is for customers who frequently purchase or buy bulk products at Overstock.com or its merchant stores online. This card can be used only to make purchases at Overstock. The card does not provide any good rewards and it has a 15% discount that is offered once to customers.
While on the other hand, the second card, the Overstock rewards MasterCard is given by First Bankcard, the card can be used at any approved MasterCard logo nationwide. The card has great benefits and rewards, access to FICO score, and lots more.
Customers get to enjoy incredible offers and get special financing offers when they have Overstock store credit cards and make purchases on Overstock.com with their cards.
One way you can make payments or manage your account is by logging into your account online with the web site www.comenity.net/overstock. Another way is to call the Overstock customer service provider with the number 1-855-810-2546 (TDD/TTY: 1-888-819-1918).
To be eligible for an Overstock store credit card, you will need to have a good or excellent credit score before you can be approved. Your credit score should be from 580 and above. Although, there is good news for those who ha e fair credit score, you can still apply for the Overstock credit card with your fair credit score and still be approved.
You must have a street address or APO/FPO when applying
You must be 18yrs and above
Must have a valid government-issued ID card
You are a permanent citizen of the US
Overstock Credit Card Application Procedure
Go to the Comenity bank website
Click on “Apply”
On the new page, you are expected to either login or make a new account if you do not have one
Create a new username and password
Click on “Create Account” to finish your application process
You will get approval as long as you meet their requirements. After being approved, you will get to use the card in the store as you please and as long as you use it on Overstock.com.
Overstock Credit Card Login Procedure
Visit the login page
Input your username and password
Click on “Sign in”
Forgot Username/Password Procedure
Visit the login page
Click on “Forgot Username/Password”
Input your necessary required details
And complete the instructions.
Checking Application Status
In situations whereby you have not received an approval notification or you are not sure if you will be approved, you can just call the customer care service using the number 1-855-810-2546 to know your application status, giving your reference number of the application so that they will help you check. Make sure you have your reference number before putting the call through.
Cancellation Of Overstock Account
Login to your account
Click on the drop-down close to your name
Go to “Settings”, go through it and click on “delete your account”
You can also cancel your credit card or delete the account by calling the number 1-855-810-2546 to request for cancelation.
Overstock.com has another payment option that customers can use to shop now and pay later. With this, you can share your Overstock payments into two since the online retailers now offer PayPal as a payment option. The option also has a bill me later financing.