Sam Ash Credit Card
Sam Ash card is for those whose credit score is at least 650. The card is issued by Synchrony Bank, a bank known for giving good credit cards. The card has a high-interest rate, return payment fee, late payments fees but there is no annual fee.
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Sam Ash Credit Card
Features
- There is a return fee of $28
- Late payment fee of $39
- There is no introductory APR rate
- No security deposit fee
- There is no need to pay for cash advances
- Purchase APR is 29.99%
- No penalty APR
- No balance computation
- There is no credit card limit
- No monthly introductory APR period
Sam Ash card has no annual rewards limit, no cash sign up bonus, no reward rate for maximum purchases. The card has no rewards for cardholders.
The good news is, for the first 2 years of using the card, there will be no introductory APR rates attached to your card as long as it is purchases made on qualified goods.
The purchase APR is 29.99 % which is high and mostly unsteady.
For balance transfer, there is no introductory rate, and no balance transfer APR.
One good thing about this card is that your payment reports go to three card bureaus; Equifax, TransUnion, and Experience. If you make early payments, it makes this bureau see you as financially responsible and will improve your credit score.
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Pros Of Sam Ash Credit Card
- It gives users a special financial option
- It has a special financial option
- On the first 24 months, there is a 0% APR on purchases
- The card reports to 3 credit card bureaus
Cons Of Sam Ash Credit Card
- The card has a high APR
- Has no sign-up bonus
- No rewards or cash-back
- No rewards on any purchases made
Eligibility Requirements
- Having known what to expect from the card, to be eligible you need to have a credit score of 650 and above before you can apply for the card. If you have up to 650 scores, then you can proceed with applying for the card.
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Sam Ash Credit Card Application Procedure
- Log in to the Synchrony Bank website or use this link https://etail.mysynchrony.com/eapply/eapply.action?
- If you have access to the application form, enter all the necessary information requested.
- Make sure the information is correct then click on “Submit”
If you do not have up to 650 credit score, you can check for other cards that can accommodate your credit score
Sam Ash Credit Card Login
With an online account, you can do a lot of transactions with ease. To log in to your online account
Go to the webpage using the link https://www.mysynchrony.com/
Click on Login Tab
Next, enter your Username and Password on the login menu
Then click on Login to access your online dashboard.