Making Sears Credit Card Payment With Ease – Sears credit card Login

Sears Credit Card Payment

The card as we know is issued by Citi Bank. This card can be used at Sears and all its affiliates.

Sears credit card provides an online platform for customers to enjoy managing their accounts while they make payments online without stress or worry.

With a logged-in account, customers get to check earned points, make bill payments, ticket bookings, check transaction history, and lots more.

Sears card can be used at any Sears affiliates such as Sears,,, Kmart, Sears Essentials, Sears, and others.

Sears Credit card also provides a user-friendly online application portal for customers to apply without stress.

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sears credit card


  • The card has no intro APR rate and a 25.74% of normal APR rate

  • The cash advance APR rate is 27.65%

  • With a cash advance fee of 5% or $5

  • The minimum interest rate is $2 and a late payment fee of $37

  • There is no annual fee attached to the card


  • There is a 15% discount on the first purchases made when you newly get your card

  • Users are offered 5% point when buying gas from a qualified gas station, 3% from a qualified restaurant, 2% on qualified purchases at Sears, and 1% from anywhere else.

  • There is an exclusive fining option for certain items

  • The card has fraud protection and zero liability insurance for unauthorized purchases

Sears Credit Card Application Procedure

  • Visit the Sears credit card application portal

  • Enter your full name, address, city, phone number, and state

  • Input your financial details with your annual income, residence status and monthly mortgage or rent payment

  • Input your security details like your birth date, SSN, photo ID type, driver’s license number, state-issued ID. These details will be given to Citibank so this information must be accurate.

  • You will then approve if you want a paperless electronic billing system or mail based statement and bills

  • Go through the terms and conditions of issuing the card and click on “Agree”

  • Click on “Continue”

Sears Credit Card Activation Procedure

  • To activate your newly received card, log in to Sears Credit Card homepage

  • Click on “Register”

  • Fill in the application form with your card number, security code, the name that appears on the card and the last 4 digits of your social security number

  • Click on “Verify”

You can also activate your card by calling 1-800-589-7327.

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Sears Credit Card Login Procedure

With a Sears online platform, customers can manage their accounts in the comfort of their homes or offices. With this platform, you can activate an auto-debit payment method, recover forgotten password or username, activate a new credit card, and so on. Go through the following steps to log in to your account.

  • Go to the Sears Credit card website,

  • Input your username and password

  • Click on “Sign in”

Forgot Username/Password Procedure

In situations where you can not remember your login details, here is what you should do :

  • Select the “Forgot User ID or password?” icon

  • On the new page, fill out the retrieval form with your card number, the name appearing on your card and last 4 digits of your SSN

Sears Credit Card Payment Procedure

There are different ways of making credit card bill payments for Sears credit card. This can either be online, through the mail or auto-debit payment.

Online Method –

  • To make bill payments online, log in to your account online using the login procedure that is stated above

  • Select the “Make Payments” icon

  • Select the amount and state the bank details you will be making the payments from

Mail Payment Method –

You can send your check or cash to Sears Private Label Payments P.O. Box 9001055 Louisville, KY 40290-1055 to make your payment.

Autopay Method –

You can authorize an auto-debit option so that your credit card company will automatically deduct your bill payments on the due date from your bank account without stress.

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Eligibility Requirements

  • Applicants must be of the age of 18yrs or 21 years and above in Puerto Rico

  • Must have a valid government-issued ID card

  • With a valid SSN

Application Status Checking

To check your application status, make a call to the Sears customer care service using the number 1-800-917-7700, and give your reference number.

Card Cancelation

If you feel you want to cancel your credit card account, you should call the customer care service using the number 1-800-917-7700 to request for cancelation.

Contact Information

Customer Care Service number – 1-800-917-7700, 1-800-815-7701

Mailing Address – PO Box 9001055, Louisville, KY 40290-1055

Sears Private Label Payments P.O. Box 9001055

Louisville, KY 40290-1055

Sears Payment Center/Overnight 6716 Grade Lane Building 9, Suite 910 Louisville, KY 40213.

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